I thought my bank would always offer the best mortgage.  When we consulted Tim,  he showed us the various options we had with our mortgage and why the rates vary.  He lead us through the application process and made it so easy.

Tim worked hard and consulted me on what I needed to do to qualify for the best rate.

Tim suggested the My Toolbox App. It was fantastic.  I can calculate my payments with different rate and amortization scenarios right at my finger tips.